Expenses and Financial Aid

Financial Aid

Introduction

Financial aid is money that is provided to help bridge the gap between your own resources and the amount of money needed to pay the cost of attending college. The university administers all of the major federal and state grant and loan programs. In addition, Cleveland State provides university grants and scholarships. Our goal is to help reduce the difference between educational costs related to attendance and the amount that parents and students can reasonably contribute toward the student's education.

The first step in the financial aid process is completing the Free Application for Federal Student Aid (FAFSA). By completing the FAFSA, you are applying for grants and self-help programs (Federal Work-Study and loans).). Students must complete the FAFSA and meet all federal eligibility requirements each year in order to be eligible for financial aid. The major sources of financial aid are university scholarships and grants, federal aid programs, state-supported programs, and a number of sponsored scholarships described on our website.

New students will be considered for merit scholarships based on their academic performance and standardized test scores.

Continuing CSU students should complete the CSU continuing student scholarship application found on the web at www.csuohio.edu/enrollmentservices/financialaid/forms.

For a complete listing of scholarship opportunities and application deadlines, please visit the CSU website.If you need in-person assistance, please go to Campus411. You can also call us at 216-687-5411 or visit our Web site at www.csuohio.edu/enrollmentservices/financialaid/.

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Financial Aid Application Process

Students need to complete the Free Application for Federal Student Aid (FAFSA) or the Renewal Application for Federal Aid to determine eligibility for federal, state, and campus-based aid programs. The FAFSA is available each January online at: http://www.fafsa.ed.gov Applications should be completed as soon as possible after January 1 to assure timely processing.

Applicants are encouraged to file their FAFSA or Renewal FAFSA at http://www.fafsa.ed.gov. A link is provided on our Financial Aid Web site: www.csuohio.edu/enrollmentservices/financialaid/. The Cleveland State University code number is 003032.

Students planning to attend CSU should complete the FAFSA or the Renewal FAFSA by February 15, our priority consideration filing date. Students filing after this filing date will be considered for all available remaining resources. These include: the Supplemental Educational Opportunity Grant (SEOG), the Federal Perkins Loan Program, the Federal Work Study Program, and the Residence Hall Grant.

To receive financial aid or a determination of eligibility for financial aid, students must be admitted into a degree-granting program at Cleveland State University.Audited classes are not financial-aid eligible.

Students and parents may be required to submit documentation verifying information reported on the FAFSA. The Financial Aid Office will notify you in writing if additional information is required or if you have been selected for the verification process.

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Employment Options

Student Employment Program

On-Campus Student Employment

All students enrolled at Cleveland State for at least six credit hours are eligible to participate in the On-Campus Student Employment Program. This includes students who have received a Federal Work Study (FWS) award, as well as students who do not. In a typical academic year, approximately 2,000 student employment opportunities exist throughout the campus. Students employed on campus can earn money to help pay for their education, develop valuable career skills, and have the added convenience of working flexible hours without additional commuting time.

On-Campus student positions are conveniently posted on the student employment link or by clicking "Employment Opportunities" from the CSU alphabetical listing.

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Cooperative Education

The Cooperative Education Program provides opportunities for paid work experiences in a field related to the student's major. Contact the Career Services Center (687-2233) for more information on how to qualify for this programor view the Career Services website at http://www.csuohio.edu/offices/career.

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Internships

Internships are degree-related work experiences for which academic credit is earned. Internships typically are not compensated employment. To learn more about internship requirements and opportunities in your field, contact your academic adviser or department chair.

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Off-Campus Part-time Employment

The Career Services Center is a resource for part-time off-campus job listings.  Register with Career Services at http://csucareerline.experience.com to view job postings.

Off-Campus Full-time Employment

The Career Services Center has a resource of fulltime off-campus job listings. Go to the Career Services Center, Rhodes Tower West Room 280 for advice and register with Career Services at http://csucareerline.experience.com to view job postings.

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Definitions of Types of Financial Aid

Scholarships/Grants: Awards that do not require either repayment or any specific service to be performed by the student.

Loans: Money offered with the requirement that it be repaid.

Employment: Money that must be earned through employment.

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University Scholarships and Grants

University Scholarships

University scholarships and grants are awarded to students in amounts ranging from $100 up to full-tuition.

Students may visit the CSU website to access scholarship opportunities and information about the Honors Program as well as academic departments, athletics and the fine arts.

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Federal Aid Programs

Federal Pell Grants

This is a federally funded grant program. Eligibility for the Pell Grant is determined from FAFSA information. Amounts vary based on the results of your FAFSA, the expected family contribution (EFC), and your semester credit hour enrollment (e.g., full-time or part-time). For the 2008-2009 year, the Pell grants ranged from $200 to $4,731.

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Federal Supplemental Educational Opportunity Grants (SEOG)

This is a federally funded grant program established to help students with exceptional financial need meet their educational costs. Eligibility is determined by the Financial Aid Office on the basis of financial need and the availability of funds. Applications received by February 15 for the upcoming academic year will receive priority consideration. Amounts of this grant typically range from $100 to $4,000.

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Federal Perkins Loan Program

This program is a federally-funded loan program designed to help students meet the cost of their education. Eligibility is determined on the basis of financial need. Awards average $2000 per year. Undergraduate students may borrow up to $4,000 for each year of undergraduate study up to a maximum of $20,000. A student may borrow up to $40,000 for combined undergraduate and graduate study.

Perkins Loan borrowers are required to complete an online Perkins Master Promissory Note that outlines the borrower's rights and responsibilities. Students must complete a master promissory note before their loan funds can be disbursed.

Repayment of student loans begins nine months after the student graduates, leaves school, or enrollment drops below six credit hours. Students have a maximum repayment period of 10 years.

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Federal Work-Study Program

This is a federally-funded employment program. Eligibility is determined by the Financial Aid Office on the basis of financial need and the availability of funds. Applications received by February 15 for the upcoming academic year will receive priority consideration.

This award gives students with financial need the opportunity to work on-campus or in a community-service position.

Students are limited to 20 hours of work per week when classes are in session. Students must be enrolled for a minimum of six credit hours to participate in this program. Hourly pay rates vary based on the position.

Federal work-study funds are usually awarded in combination with grant and/or loan funds. The university promotes the idea that a part-time job should complement the student's program of study whenever possible.

Federal work-study positions are conveniently posted on the student employment link or by clicking "Employment Opportunities" from the CSU alphabetical listing.

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Community Service Learning

Community Service Learning is an off-campus Student Employment Program. Eligible Cleveland State students must have a Federal Work Study award to participate in this program. Students participating in the Community Service Learning Program may be placed in positions at non-profit agencies throughout Greater Cleveland. Positions are limited, so you must check with the Student Employment staff for more information by calling 216-687-5577. Community Service Learning positions are conveniently posted on the student employment link or by clicking "Employment Opportunities" from the CSU alphabetical listing.

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Direct Subsidized Student Loan Program

The Direct Subsidized Loan program is a need-based program in which the federal government defers the principal and subsidizes the interest while the student is enrolled for at least six credit hours. Students must complete a FAFSA and a master promissory note. To review the terms and conditions of the loan, the student should visit  www.StudentLoans.gov.

The Financial Aid Office certifies a student's eligibility for the loan based on the student's  meeting all financial aid eligibility requirements. The amount a student may borrow is determined by the student's grade level and the cost of education, minus the expected family contribution and estimated aid.

All first-time borrowers at Cleveland State University must complete debt management counseling prior to the release of loan funds.  The loan borrowing eligibility limits may be viewed online at www.csuohio.edu/enrollment/services/financialaid/

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Direct Unsubsidized Student Loan Program

This loan program is available to students who may not qualify for the maximum amount of the Subsidized Federal Stafford loan for their grade level.

Interest is charged from the time the loan is disbursed until it is paid in full. Students may pay the interest while enrolled in school or allow it to accumulate and be added to the principal amount of the loan.

The loan amounts listed online are the maximum loan limits under the Direct Loan Program. However, students cannot borrow in excess of the cost of education at Cleveland State University minus any eligible financial aid.

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Direct PLUS Loan (Parent Loan for Undergraduate Students)

This loan program is for parents of undergraduate students. Eligible parent(s) may borrow up to the cost of education, minus estimated financial aid.

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Loan Disbursements

Direct subsidized, unsubsidized, PLUS and private loan proceeds are forwarded directly to the Cleveland State University's Office of Treasury Services.

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State Supported Programs

Ohio College Opportunity Grants (OCOG)

The OCOG is a state-funded grant program for students who began college for the first time after the 2005 - 2006 academic year. Eligibility is determined based on the federal expected family contribution and credit hour enrollment. The amount of the grant for the 2010-21011 academic year was $888. This grant is also available for part-time degree-seeking students. The status of this program for the 2011-2012 academic year is  being re-evaluated as part of the state budget.

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Ohio War Orphans Grant

This undergraduate partial tuition grant is awarded on a renewable basis to children of members or former members of the U.S. Armed Services who incurred a disability or died while in service. This program is sponsored through the Ohio Board of Regents.

Each recipient must have a cumulative grade-point average of at least 2.0 by the end of the freshman year and must maintain no less than a 2.0 cumulative grade-point average for each subsequent academic term. The student must also be enrolled for at least 12 credit hours to receive this grant.

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National Guard Scholarship Program

The state of Ohio funds this program to assist persons who enlist in the Ohio National Guard for at least six years. Awards cover the cost of instructional and general fees.

Eligible guardsmen should check the Ohio National Guard’s web site to apply for this program. Applications must be filed by the deadlines posted on their web site: http://ong.ohio.gov/scholarship_index.html

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General Information
Expenses and Financial Aid
Mailing Address
Office of Undergraduate Studies
Cleveland State University
2121 Euclid Avenue, MC 107A
Cleveland, OH 44115-2214
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