Benefits

CSU Benefits at a glance

Cleveland State University (CSU) offers a highly competitive and comprehensive package of employee benefits. Most benefits are available to eligible faculty and staff members on the first full day of employment with CSU. Available benefits include State of Ohio retirement plan participation (STRS, OPERS & OPERS-LE), comprehensive health  coverage (including medical with prescription drug, dental, vision, basic and voluntary life insurance plans and long term disability insurance and medical and dependent daycare flexible spending accounts (FSA) Also, most employee contributions, when required, are taken on a pre-tax basis. Additionally, CSU provides generous paid time off plans including vacation, sick leave and 10 paid holidays. Also, employees are immediately eligible for tuition remission benefits. Dependents become eligible for tuition remission after the employee completes two years of continuous service.

A confidential Employee Assistance Program (EAP) is available to all benefit eligible employees and their dependents for information and support in personal, mental health, legal, financial or other issues faced by an employee or member of their household.

MEDICAL HEALTH PLANS
including Prescription drug coverage

Eligible full-time and part-time employees may choose from  four available medical plans - - - two levels of medical  Preferred Provider Organization (PPO) Plans offered through Medical Mutual of Ohio, an Health Maintenance Organization (HMO) Plan offered through Kaiser Permanente and an Exclusive Provider Organization (EPO), the MetroHealth Select Plan. Employee only or family coverage is available including for a same sex domestic partner.  Dependent children may be covered to age 26 or under certain eligibility provisions, to age 28. For details of employee premium contributions and the coverage of each plan, click on the appropriate link listed below.

• Full-Time 40 hours
• Part-Time 30 to 39 hours
• Part-Time 20 to 29 hours

DENTAL PLAN

Full-time employees  may enroll in a comprehensive plan of dental coverage for themselves and eligible dependents to age 26,  through   the  MetLife Dental PPO.  A contribution is required for full time and part-time employees working 30 or more hours per week.  Part time employees working less than 30 hours are not eligible for dental coverage.

VISION PLAN

CSU provides an attractive plan of vision benefits to full-time employees and part-time employees over 30 hours. The basic plan of vision benefits offered through Vision Service Plan (VSP) provides vision hardware, services and vision exam every 24 months with co-pays and certain limits. This benefit plan is provided to eligible full-time employees at no charge. Eligible, part time employees over 30 hours pay a contribution for the basic plan.

Employees may pay an additional premium to have the plan provide vision hardware, services and exams once every 12 months.

FLEXIBLE SPENDING ACCOUNTS (FSAs)

CSU makes available Health Care and Dependent Day Care Flexible Spending Accounts (FSA) to full-time and part-time employees.  The Health Care FSA has a maximum annual pre-tax contribution limit of $2500 The Dependent Day Care FSA plan has a maximum annual pre-tax contribution limit of $5,000. IRS limitations may apply. FSAs allow for reimbursement on a pre-tax basis of qualified health care expenses not otherwise covered by a health plan or expenses for qualified dependent day care while working or a full-time student.

LIFE INSURANCE

CSU provides a life insurance benefit equal to 2 times base pay to a maximum benefit of $150,000 at no cost to eligible full-time and part-time employees over 30 hours. An equal amount of Accidental Death & Dismemberment Insurance coverage is provided at no cost as well. Eligible full time and part time employees who regularly work 30 or more hours per week may purchase additional supplemental life insurance coverage for themselves and coverage for their dependent spouse or children.   Part time employees working less than 30 hours may purchase supplemental life  insurance for themselves.

LONG TERM DISABILITY

The University provides a Long Term Disability (LTD) benefit of 60% base pay (to a maximum benefit level of $5,000 per month to a qualifying and approved employee after 90 days of total disability. During the 90 day waiting period, a qualifying employee may use their accrued paid sick leave benefits . LTD coverage is provided at no cost to full-time and part-time employees over 30 hours.

RETIREMENT BENEFITS

All University employees are covered by a State of Ohio Retirement Program. Neither the university nor its employees contribute to the Federal Social Security Administrative System (SSA). Employees do contribute 1.45% of gross income towards Medicare. The available retirement plans are:

• The Ohio Public Employees Retirement System (OPERS) for staff,
• The State Teachers Retirement System of Ohio (STRS) for faculty and
  or
• The Alternative Retirement Plan (ARP) for eligible staff and faculty.

Voluntary Retirement Savings Plans

CSU offers a Voluntary Supplemental 403(b) Retirement and a Voluntary 457 Deferred Compensation Plan to faculty and staff members. Employees are eligible to supplement their retirement benefits by contributing pre- tax, via payroll deduction, to a retirement savings account provided through a variety of investment and annuity companies. CSU neither sponsors these annuities, nor endorses the providers.

CSU's approved 403(b) vendors.

Benefits Eligibility Chart by Employment Class

	Full-time (40+ hours)	Part-time (30+ hours)	Part-time (20-29 hours)
Medical	X	X	X
Dental	X	X
Vision	X	X
Flexible Spending	X	X	X
Basic Life Insurance	X	X
Supplemental Life Insurance	X	X	X
Long-Term Disability	X	X
Employee Assistance Plan	X	X	X
Business Travel Accident	X	X
State Retirement Plans
OPERS/STRS	X	X	X
ARP	X
Voluntary 403(b) & 457	X	X	X